Opposing SB 0295 (2014) – Blocking Homeowners from Foreclosure Auctions

I’ve read the analysis of this bill stating it would:

“Require prospective bidders to certify that they did not own property that was subject to a foreclosure judgment in the previous three tax years, or that had been included in a foreclosure petition in the tax year in which the sale was held.”

This would ensure that any family that has found hard times keeping their generational home out of foreclosure would be BLOCKED from making a bid to purchase their home from auction. This provision is without compassion and rules out persons whom have great interest in holding onto the property, even through the financial hardships endured. An auction of a place you call home is not likely to be desired by anyone, to be ruled out of participating simply appears that lawmakers are cramming injustice through the law being passed.

In short this bill would effectively criminalize those whom own the foreclosed property and remove their rights to purchase the property. This appears to be how lawmakers are addressing the concern of blighted property (which is property which has deteriorated without maintenance and possibly became a target of scrapping). The efforts by property owners to prevent scrapping can be tireless work. Scrappers will trespass at any time of day or night and sometimes carry advanced equipment to assist in removing objects they believe of value to the property. This can and frequently includes critical support systems such as plumbing, electric, heat, lighting, and more.

If a provision for this bill was to enable resident occupants that would help those in the most need greatly. Properties in the hands of property management firms and landlords whom live more than 20 miles from the property are the most appropriate target of restricting from auction. These absent owners are the biggest liability to the recovery of the city.

We need a Detroit that is LIVED IN, not SPECULATED UPON

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